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With Personal Loan rates as low as 7.49% APR, now may be a great time to take care of your finances. Get started by checking your rates. Apply when you're ready.
The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term, and includes a relationship discount of 0.25%. Your actual APR may be higher than the rate shown.
To be eligible for a personal loan, you are required to have an open Wells Fargo account for at least 12 months.
Get an estimate of monthly payments for a personal loan.
Repay a personal loan in terms of 12-84 months. Rates range from 7.49% to 23.24% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $15,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $513. This example is an estimate only and assumes all payments are made on time.
At least 10% of the applicants approved for these terms qualified for the lowest rate available based on data from 01/01/2024 to 03/31/2024. The rates shown are as of 04/09/2024 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your credit score. The lowest rate available assumes excellent credit history.
To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled, for any reason at any time, after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.
This tool is for illustrative purposes, and we have provided it solely as a convenience for you to estimate rates and payments based on your assumptions for loan amount, credit score range, and preferred term. Your actual rates and payments may differ from the estimates provided by this calculator as a result of selecting/qualifying for a different loan amount, term and rate; your actual credit score; and our pricing and underwriting policies and procedures. You will receive your actual rate and payment amount once you have applied for a loan. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to extend an offer of credit or to match your terms to the terms provided by this calculator.
Maximum loan terms presented are based on the loan amount you wish to borrow.
Wells Fargo does not make loans for educational purposes.
Annual Percentage Rate will be based on credit history, the amount financed, and the loan term.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
QSR-07292025-6302402.1.1
LRC-0124
