Lending Rates | National Savings Bank (2024)

Housing Loans W.E.F. 06/05/2024
SchemeRate Of Interest ( % )

Ge-Dora/ Alankara Housing Loan Scheme*

Up to Rs.999,999.99

13.00 p.a

Rs.01Mn to Rs.4,999,999.99

13.00 p.a

Rs. 05 Mn and above

13.00 p.a

Personal Loans W.E.F. 06/05/2024
SchemeRate Of Interest ( % )
Against property mortgage
  • Up to Rs.999,999.99
  • 13.00 p.a
  • Rs.01 Mn to Rs.4,999,999.99
  • 13.00 p.a
  • Rs. 05 Mn and above
  • 13.00 p.a
Against personal guarantors19.00 p.a.
Three Defense Forces Police, STF, Civil Security Department19.00 p.a
Postal Department18.00 p.a
For migrant workers20.00 p.a.
Pension Loan14.00 p.a – 15.50 p.a.
Special Personal Loans W.E.F. 06/05/2024
SchemeRate Of Interest ( % )
Auto Loan19.00 p.a.
Buddhi Loan (On property mortgage)13.00 p.a.
Buddhi Loan (On guarantors)18.00 p.a.
Loans for Paddy Storage Facilities25.00 p.a.
Pawning14.00 p.a.

(For Sthree Accountholders: 13.50 p.a.)

  • A penal rate of 10% p.a. will be charged on the amount fallen due but not settled on or before the due date, for the period it was in arrears (except for Pawning Advances)
Lending Rates | National Savings Bank (2024)
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