Why choose Home Credit
Quick & convenient
Easy application process
Instant online approval
Apply online and get instant approval on your loan application
Disbursal within hours
Get the loan amount transferred to your bank account within hours
No collaterals or hidden charges
Collateral-free loan process with no hidden charges
Enjoy Home Credit’s financial assistance for all your needs
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Travel
When you have travel on your mind, why delay it? Avail our easy Personal Loan today, and make your vacation more comfortable
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Personal Loan for Salaried
Personal loan for salaried employees is helpful for emergency needs & it’s an easy application process which is 100% online.
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Medical emergency
Be it a surgery or a regular doctor consultation, be cash-ready every time with Home Credit
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Home renovation
Beautify your living space with a loan for essential repairs, long-due maintenance and more
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Higher studies
When it comes to your education, don’t compromise. Avail our hassle-free Personal Loanand jump start your career today
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Personal Loan EMI Calculator
Value-added Services
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Opt for our Value-added Services while applying for a loan
Safe Pay
Ensure complete peace of mind with Home Credit’s Safe Payand get amazing flexibility in EMI repayment and life cover for unforeseen circ*mstances
Payment Holiday
Free Early Repayment
Life Cover
Blogs
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8 Reasons To Apply Personal Loan From Home Credit
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How Can Instant Personal Loan Help Your Urgent Needs?
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How To Boost Your Chances of Instant Loan Approval?
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How To Improve Your Instant Loan Application?
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How To Get An Instant Personal Loan In 3 Easy Steps?
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All You Need to Know About Credit Score
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How to get an Instant Personal Loan for Home Renovation?
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How to Apply for Personal Loan for Medical Emergency?
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5 Smart Ways to Make Use of an Online Personal Loan
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Kick Start Your Financial Year With These Mantras
Frequently Asked Questions
Where can I find more details on personal loan queries?
To get answers to the frequently asked queries, please check out our FAQs section here.
About Home Credit Personal Loan
Meet All Your Financial Needs with Home Credit Personal Loan
Responsibilities are numerous, yet money is limited. While significant expenses like a medical emergency, small business, home renovation, dream vacation, taking up an online course, or even purchasing a new appliance can be planned for, there are a few unforeseeable expenses that can catch you off guard and contribute to your dipping resources. With Home Credit Personal Loan, you can make your financial troubles go away in the blink of an eye!
Home Credit offers you one of the most convenient and easy personal loans. We offer an instant personal loan of up to ₹5lakhs, so whether you want a loan for your dream vacation, an online course, or a medical emergency, we have you covered. Minimal paperwork, maximum flexibility, and quick funds disbursem*nt are all hallmarks of our instant personal loan. In addition, you get a quick personal loan of up to ₹5lakhs with easy EMI options.