How Much You Can Borrow with a 750 Credit Score (2024)

You can borrow $50,000 - $100,000+ with a 750 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

The best personal loans for a 750 credit score are from LightStream because they offer $5,000 - $100,000 with APRs of 7.49% - 25.99% and repayment periods of 24 - 84 months. You will need a credit score of 750+ to qualify for a personal loan from LightStream.

Best Personal Loans for a 750 Credit Score

Lender

Loan Amounts

APRs

Credit Score Requirement

LightStream

$5,000 - $100,000

7.49% - 25.99%

660

SoFi

$5,000 - $100,000

8.99% - 29.99% Fixed APR with all discounts

680

Wells Fargo

$3,000 - $100,000

7.49% - 23.24%

660

USAA

$1,000 - $100,000

10.34% - 18.51%

Not disclosed

Discover

$2,500 - $40,000

7.49% - 24.99%

660


For more information, check out WalletHub’s complete picks for the best personal loans. Then, you can estimate your potential rates with our free pre-qualification tool.

This answer was first published on 08/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

How Much You Can Borrow with a 750 Credit Score (2024)

FAQs

How Much You Can Borrow with a 750 Credit Score? ›

You can borrow $50,000 - $100,000+ with a 750 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

What credit limit can I get with a 750 credit score? ›

What credit score is needed to get a high-limit credit card?
VantageScore 3.0 credit score rangeAverage credit card limit
300–640$3,481.02
640–700$4,735.10
700–750$5,968.01
750+$8,954.33
Mar 15, 2024

Can you pull out a $5000 loan with a 750 credit score? ›

Grace Enfield, Content Writer. You need a credit score of 580 or higher to qualify for a $5,000 personal loan in most cases. Other common requirements for a $5,000 loan include being at least 18 years old, having enough income to afford the monthly payments, and owning a valid bank account.

What interest rate does a 750 credit score get you? ›

The importance of credit scores and down payments
FICO ScoreNational average mortgage APR
640 to 6598.019%
660 to 6797.589%
680 to 6997.375%
700 to 7597.198%
2 more rows
Apr 18, 2024

Is 758 a good credit score to buy a house? ›

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 758 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

How much can I borrow with a 750 credit score? ›

You can borrow $50,000 - $100,000+ with a 750 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

What kind of house can I get with a 750 credit score? ›

With a 750 credit score, you're in the running for pretty much every kind of home loan. FHA loans, VA loans and USDA loans all have much lower minimum credit score requirements, and conventional loans have a minimum credit score requirement of 620.

How to get a 5k loan immediately? ›

Eligibility Criteria for ₹ 5000 Personal Loan
  1. Age. Applicants must be at least 18 years old.
  2. Citizenship. The loan is available to Indian citizens who have a valid PAN and Aadhaar card.
  3. Work experience. Salaried individual.
  4. Monthly Salary. Monthly income of at least ₹15,000.

What credit score do I need for a $3,000 loan? ›

Many personal loan lenders prefer minimum scores of 550-600 for a $3,000 loan amount. The higher your score, the better the loan terms will be.

What credit score do I need for a $10,000 loan? ›

Requirements for a $10,000 Personal Loan

Requirements will vary across lenders. However, qualifying for a $10,000 personal loan typically requires a credit score that exceeds 640, an active checking account, and a steady, verifiable income, among other factors.

How rare is a 750 credit score? ›

Your credit score helps lenders decide if you qualify for products like credit cards and loans, and your interest rate. You are one of the 48% of Americans who had a score of 750 or above as of April 2023, according to credit scoring company FICO.

What kind of car loan can you get with a 750 credit score? ›

Average Car Loan Interest Rate by Credit Score
Average Auto Loan Interest Rate by Credit Score
Average New Car RateAverage Used Car Rate
Nonprime (620-659)8.86%13.28%
Prime (660-719)6.40%8.75%
Super prime (720 or above)5.18%6.79%
2 more rows
Jul 5, 2023

Can I get 0 APR with 750 credit score? ›

0% APR cards require good to excellent credit

This means you'll need a FICO credit score of at least 670 or a VantageScore credit score of at least 661. If you have very good or excellent credit, which means a FICO score of at least 740 or a VantageScore of at least 781, your chances of approval are even higher.

What credit score is needed to buy a $300K house? ›

The required credit score to buy a $300K house typically ranges from 580 to 720 or higher, depending on the type of loan. For an FHA loan, the minimum credit score is usually around 580.

Is a 900 credit score possible? ›

Highlights: While older models of credit scores used to go as high as 900, you can no longer achieve a 900 credit score. The highest score you can receive today is 850. Anything above 800 is considered an excellent credit score.

What credit score is needed to buy a 200k house? ›

Generally speaking, you'll likely need a score of at least 620 — what's classified as a “fair” rating — to qualify with most lenders. With a Federal Housing Administration (FHA) loan, though, you might be able to get approved with a score as low as 500.

How to get a 20K credit card limit? ›

How to Achieve a $20K Credit Limit
  1. Apply for a High-Limit Card. Explore credit cards designed for individuals with good or excellent credit. ...
  2. Improve Your Credit Score. Your credit score is an important factor that card issuers consider when determining your credit limit. ...
  3. Increase Your Income.
Nov 16, 2023

What credit score do you need for a 5000 credit card? ›

A credit score of 700 or better is typically needed for a card that offers a $5,000 credit limit. This means that these cards usually require you to have good or excellent credit. You will normally need a high income and little to no existing debt to get a limit that high, too.

Is $50,000 a good credit limit? ›

Yes, $50,000 is a high credit card limit. Generally, a high credit card limit is considered to be $5,000 or more, and you will likely need good or excellent credit, along with a solid income, to get a limit of $50,000 or higher.

What credit limit can I get with a 720 credit score? ›

What is a high credit limit?
Credit categoryCredit score rangeAverage credit line
Super prime720-850About $10,000
Prime660-719Less than $6,000
Near prime620-659About $3,000
Subprime580-619About $2,000

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